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Our Services

What We Can Help With

All Our Services

At MoneyGenie Finance, we compare home loan products across our panel of 30+ lenders to find the right solution for your needs. Whether you are buying your first home, refinancing, or growing a property portfolio, we handle the legwork for you — at no cost to you.

Home Loans

Whether you are buying your first home, upgrading, or purchasing an investment property, we compare loans across 30+ lenders to find the right rate and product for your situation. We assess variable, fixed, and split loan options, offset accounts, redraw facilities, and more.

First Home Buyers

Refinancing

If you haven't reviewed your home loan in the last two years, there is a good chance a better rate exists. We compare your current loan against the market, calculate break-even costs, and manage the entire switching process from application to settlement.

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Investment Loans

Growing your property portfolio requires the right loan structure. We help investors access interest-only loans, principal & interest options, offset accounts, and line of credit facilities across specialist and mainstream lenders who understand investor needs.

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First Home Buyers

Entering the market for the first time? We guide you through the First Home Owner Grant (FHOG), First Home Guarantee scheme, stamp duty concessions, LMI, and the pre-approval process to make your first home purchase as smooth as possible.

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Debt Consolidation

Have personal loans, credit card debts, or car loans alongside your mortgage? Consolidating these debts into your home loan may reduce your total monthly repayments and overall interest, simplifying your finances into a single, lower-rate payment.

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Construction Loans

Building your dream home from the ground up? We arrange construction loans with staged drawdown facilities — funds are released progressively as your build reaches each milestone, meaning you only pay interest on what has been drawn down at any given time.

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SMSF Loans

Use your Self-Managed Super Fund to invest in residential or commercial property. SMSF lending has specific eligibility requirements and loan structures. We work with specialist SMSF lenders to help you navigate the process correctly.

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Commercial Loans

Looking to finance a commercial property, business premises, or a small business purchase? We connect you with lenders who understand commercial lending, offering competitive rates and flexible terms for a wide range of commercial property types.

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How We Work

Our process is designed to make finding the right home loan as simple and stress-free as possible.

1

Initial Consultation

We discuss your financial goals, situation, and borrowing requirements. This can be done by phone, video call, or in person.


2

Research & Recommendation

We compare options across 30+ lenders and present you with suitable recommendations, explaining the features, costs, and trade-offs of each option.


3

Application & Settlement

Once you select a loan, we prepare and submit the application, liaise with the lender, and guide you through to settlement. We handle the paperwork so you don't have to.


Our Lender Panel

We compare products from over 30 lenders to find the right fit for your needs.

Not sure which service is right for you?

Give us a call or send an enquiry — we will respond within 24 hours and point you in the right direction, completely obligation-free.

Call 040 110 1608 Send Enquiry