Fill in your loan details and press Calculate my repayments.
Nabita can compare loans from MoneyGenie's panel of lenders and explain what the repayments would be on each.
Estimate only. This is an estimate based on the figures you entered and the assumptions shown. It isn't a quote, a loan offer or an approval, and it doesn't take into account your full financial situation. Lenders apply their own policies, and all applications are subject to lender approval.
Nabita compares options from MoneyGenie's panel of 35+ lenders, tells you upfront which are realistic for your situation, and handles the application with you through to settlement. Our service is generally at no cost to you, as we're paid a commission by the lender, which we disclose to you upfront. Details are in our Credit Guide, available on request. Talk to Nabita: call 040 110 1608 or send an enquiry.
Call 040 110 1608 Send an enquiryWith principal and interest repayments, each repayment covers the interest charged since the last one, and the rest pays down the loan. Early on, most of each repayment is interest; towards the end, most of it reduces the loan.
Paying half your monthly repayment every fortnight means 26 half-payments a year, the same as 13 monthly repayments. Moneysmart notes this adds up to an extra month's repayment each year, which pays the loan off sooner.
Lenders usually charge interest daily, may round repayments, and add fees. Rates also change over the life of a loan. Use this calculator as a guide and check the figures in your loan documents.
Figures checked by Nabita, mortgage broker, MoneyGenie Finance.
Send your details and Nabita will be in touch within 24 hours. Or call 040 110 1608 or message on WhatsApp.