Every lender has its own rules for visas, self-employment, credit history and life changes. Answer five questions to see what lenders usually look at in your situation. Your answers stay in your browser unless you choose to send them to us.
Answer the five questions and press See what lenders will look at.
Situations like yours are common, and some lenders specialise in them. Nabita will review your situation and tell you honestly which options are realistic. This isn't an assessment or an approval: every lender has its own policies, and all applications are subject to lender approval.
Nabita compares options from MoneyGenie's panel of 35+ lenders, tells you upfront which are realistic for your situation, and handles the application with you through to settlement. Our service is generally at no cost to you, as we're paid a commission by the lender, which we disclose to you upfront. Details are in our Credit Guide, available on request. Talk to Nabita: call 040 110 1608 or send an enquiry.
Call 040 110 1608 Send an enquiryNo. It doesn't check your credit report, and nothing you enter is sent anywhere unless you choose to send us an enquiry.
Often. Lenders have different policies for visas, self-employment and credit history, and some specialise in situations the big banks decline. A broker can tell you which lenders are realistic before you apply.
Five years, even after it's paid. A bankruptcy stays for five years from when it started, or two years after it ended, whichever is later. Repayment history shows the last two years.
Figures checked by Nabita, mortgage broker, MoneyGenie Finance.
Send your details and Nabita will be in touch within 24 hours. Or call 040 110 1608 or message on WhatsApp.